Skip to main content

Products
and solutions

Business accounts

Manage your daily banking transactions with simple and convenient accounts. Whether you are in the creation or development phase of your business, you will find the account and services adapted to your needs.
CURRENT ACCOUNT

Account with checkbook opened by SME/SMI legal entities, Large companies, Institutions, etc.

Advantages

  • No waiting for customer needs;
  • Personalized account management;
  • Personalized advice and support;
  • Free access to remote banking.
Fees:     5500 F/month
TERM DEPOSIT (DAT)

Amount of money blocked in an account and generating interest higher than that of the savings account.

Benefits

  • No waiting for customer needs;
  • Attractive and negotiable salary rate;
  • Possibility of pledging the DAT to obtain a loan.

Fees:     Without any fees
BANKINSURANCE

A set of insurance services for safety and solvency. These are financial services that integrate banking and insurance activities.

Benefits

  • Increase in profitability;
  • Customer loyalty;
  • Strengthening of equity capital.



Fees:     Without any fees

cards

Earn cash back, control your business spending, and benefit from powerful reporting with our cards.
map

Visa Classic

Reliable
Fast
Secure

Annual fees:          3000 FCFA
Purchase:                       ; 3000 FCFA
Make a request
map

Visa Gold

high-end
Make life easier
Purchase insurance

Annual fees: 3000 FCFA
Purchase:                       ; 3000 FCFA
Make a request
carte

Visa Platinum

Purchase insurance
Extended warranty
Contactless payment

Annual fees: 3000 FCFA
Purchase:                       ; 3000 FCFA
Make a request

Bank loans

Our financing solutions are designed to help you grow and prosper so you can focus on serving your customers
CREDIT CT

Short-term business credits are mainly intended to finance the bottom of the balance sheet (working capital needs and cash flow needs). The repayment period is less than or equal to 24 months.

Advantages

Diligent and timely processing of customer loan requests by the bank.

Fees:
  1% + TAF->administrative fees
0.25% +TAF->Comm from MEP
11% to 13%->Interest rate
MLT CREDIT

Resources made available to businesses and repayable over a relatively long period (> 2 years) to finance fixed assets.

Advantages

Benefit from a personalized service; Benefit of speed in file processing.


Fees:
  1% + TAF->administrative fees
0.25% +TAF->Comm from MEP
11% to 13%->Interest rate
DOWNSTREAM

Commitment given by the bank, intended to guarantee the payment of a draft issued by its client in favor of third parties.

Advantages

Optimization of client cash flow Facilitate commercial transactions.



Fees:
 Comm Commitment -> 1% to 3% per year Per Indivisible Quarter (PTI).

INSURANCE

Manage your daily banking transactions with simple and convenient accounts. Whether you are in the creation or development phase of your business, you will find the account and services adapted to your needs.
KEY MAN INSURANCE

It is a death insurance contract guaranteeing companies the payment of capital in the event of the death or disability of one or more key people in the company.

Advantages

  • Benefit of spontaneous support from the bank on company projects;
  • Guarantee of business continuity in the event of proven difficulty with capital contributions;
  • Benefit from lower cost coverage with a competitive rate.
  • Free access to remote banking.
Fees:
  Single bonus based on capital
AMRS (PROFESSIONAL MULTI-RISK INSURANCE)

AMRS includes a set of guarantees to cover both the company's property and its civil liability.

Advantages

  • Benefit from the advice and expertise of BIIC to secure your investments and interests;
  • Guarantee company assets: buildings, furniture, materials and goods;
  • Having capital to rebuild and re-equip quickly in the event of a disaster.

Fees:
 Comm Commitment -> 1% to 3% per year Per Indivisible Quarter (PTI).
ADI (DEATH AND DISABILITY INSURANCE)

It is a contract by which the latter guarantees the repayment of the outstanding capital in nominal terms of the loans granted to its customers. Reimbursement occurs either in the event of death of the borrower whatever the cause or in the event of total and permanent disability of the borrower after consolidation certified by a doctor.

Advantages

Facilitating access to credit





Fees:
  Single bonus based on capital

CORPORATE PRODUCT

We are a team of professionals committed to an approach to excellence through our expertise, but also a qualitative approach to maintain and strengthen our relationship of trust with our customers and shareholders.

Structured financing

Export product financing, import financing dedicated to oil and gas and other raw materials

Manufacturing sector financing

Manufacturing project support (installation and upgrade), working capital financing

Syndication and Specialized Finance

Raising funds on money and financial markets, raising capital and quasi-capital

Infrastructure and development

Large construction projects (such as PPP projects)

Structuring, financial engineering and consulting

Debt restructuring service, business recovery advice

Elite clientele

We offer adapted innovative solutions and highly personalized services.

  • Selection target

    • Employees earning more than 1,000,000 CFA francs per month
    • Large traders
    • Entrepreneurs
    • Liberal professions, etc.
    • Managers and senior executives of large companies

  • Customer typology

    • Individuals : management by household (spouse, children, SCI, other companies).
    • Insurance: companies or brokers.
    • Liberal professions:notaries, lawyers, bailiffs
BIIC is a universal bank that offers services to large companies, SMEs, SMIs, Institutions and individuals.
Useful links
follow us on
Our offers
Mobile app
Our Newsletter
Get the latest news delivered to your inbox

© Tous droits réservés.
Réalisé par Digital Afrique.

Politiques de confidentialité| Politiques de cookies| Plan du site